Regional Chiropractic Center
We accept most insurance and provide a complimentary benefit check.
Our Philosophy:
When our staff provides care, our primary concern is your health, and we make recommendations accordingly. We will gladly make the call to your insurance company to help you determine coverage and eligibility. Once you have that information, you can make a prudent decision on how to proceed. We hope that this guide helps to answer any question you may have.
Claims:
The length of time it takes your insurance company to pay a claim depends on what steps the company requires you and Regional Chiropractic Center to complete. Each carrier has their own methods of processing claims. Ultimately, patients are responsible for their claims. However, working as a team, Regional Chiropractic Center can help you get your claim paid as quickly as possible.
Deductible:
A deductible is the set amount you must pay before your insurance coverage begins.
Maximum Coverage:
This is the amount of money your Medical Insurance plan will pay over a period of time, in some occasions; there is a Max for Chiropractic Coverage. Most companies set a yearly and lifetime maximum. And, not all companies begin their benefit year in January. We recommend that you check your policy.
Dual Coverage:
This means you have coverage from more than one insurance plan. For example, you may be covered by your spouse's plan as well as your own. Do not assume that the second plan will automatically pay any difference not covered by the first plan. Each company has its own rules. Check both policies carefully.
Co-payments:
Quite simply, a co-payment is your portion of the fee, usually a percentage. For example, your insurance company pays 80 percent of the bill, while you are responsible for the remaining 20 percent of the bill.
100% Coverage vs. 100% Payment:
When your policy says it covers 100% of "usual, customary and reasonable (UCR) fees, it means it pays the amount the insurance company has calculated that a procedure or service costs based on market surveys. It does not mean that it covers 100% of what a provider actually charges." Ultimately patients are responsible for any expenses not covered by their insurance plan.
Insurance can be a complicated issue, especially when you consider the range of medical plans that cover Regional Chiropractic Center patients. Unfortunately, Regional Chiropractic Center cannot know what procedures are covered or not covered by each individual patient's insurance plan. In some rare cases we do recommend treatment that may not be covered by your individual plan.
However, we want you to understand that you being well and healthy are our primary concern. If you need treatment that is not covered, please talk to our office manager and set up a payment plan. It is our goal here at RCC to see you healthy and feeling your best.
For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged.
First Visit expectations:
On your first visit to our office you will be welcomed with a smile by our receptionist. You will then be asked to fill out some intake forms which will help us gain some information about yourself and your condition. After your paperwork is completed, a doctor and/or one of his assistants will talk with you and ask you some specific questions regarding your condition(s).
If we feel we can help you we will tell you so and make recommendations accordingly. These recommendations may include examination and/or x-ray or other diagnostic procedures depending on what is needed and necessary to properly diagnose and treat your condition. If we feel we can help you we'll tell you and give recommendations on what you should do next. In either case, nothing will be done in our office without your consent. 
Be ready to provide your medical history, which will be essential in determining a diagnosis and plan concerning you. Medical records such as diagnostic tests and/or Imaging results such as x-ray(s), CT and MRI also are important information about your condition. Therefore, if you've had any of these performed please have copies of the radiologist report(s) or any other test results faxed to us at (765) 452-6288. We do not need X-ray film or scan films, the report is sufficient.
Certain things in your health history are particularly important to us. This Information could provide vital clues that will allow us to properly diagnose your problem and design a treatment program that is best suited for you. Clues include whether you have or have had:
- Bone disorders such as osteoporosis
- Implants like pacemakers, artificial joints, etc.
- Circulatory problems
- Dizziness or blurred vision
- Heart conditions such as hypertension or high blood pressure.
- Infections, especially those affecting your spine
- Injuries, such as bone fractures, muscle sprains / strain or disc Injuries.
- Joint disorders such as arthritis
- Sleep apnea
Be prepared to answer such questions as:
- When did your pain / condition start?
- Did the onset of your pain / condition immediately follow an injury or accident?
- Is there anything you do that improves or worsens the pain?
- Where is the pain centered?
- What are the characteristics of your complaint?
- What have you already tried to do to help but didn't work?
Once we have all the information needed and any necessary examinations have been performed, then we can give you a report of findings and make custom tailored recommendations for your care.
Our effective, gentle treatments and alignment of the spine and body are interactive with the patient and are gentle enough for kids (they love us), yet able to restore function and movement for the athlete and senior alike.
Please give us a call today.
Regional Chiropractic Center
122 Creekside Drive
Kokomo, Indiana 46901
(765) 452-0888
Just North of Dairy Queen on US 31!!!!!
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